It is important that you know about the characteristic features, especially the dirty games that the insurance companies play when it comes to settling insurance claims. This is supposed to be acting in bad faith on part of the insurance provider. You will have a very clear concept of “Bad Faith” from your Injury Lawyer in Hamilton. Ideally, when insurance companies deny any personal injury claim when all things are proper and in accordance, it is called "Bad Faith." If you know about this and use it a couple of time during the settlement negotiation, then it might make the insurance adjusters sit up and consider your case with more concern.
The Policy And Promise
Any insurance policy that you buy is ideally a ‘paid for promise’ by the insurance company whenever you demand or claim citing valid and relevant proofs and documents. The insurance policy is actually a protection from the insurance company that you buy, by paying premium or the cost of such protection. On the other hand, it is the legal responsibility of the insurance company to honor your claim whenever you are in need and provide your desired protection and to negotiate and settle the claims in good faith. Any deviation from it may be used by the Injury Lawyer in Hamilton to prove that the insurer acted in ‘Bad Faith.’
For The Third Party Insurance Companies
In a personal injury claim lawsuit there may be a few insurance companies of the third parties. These insurance companies also have the liability and responsibility to act in good faith towards the injured plaintiff. But this duty is not crucial as the duty of your own insurance company. The act of bad faith for insurance companies of a third party may arise when the insurance company or its appointed adjuster engages in fraudulent acts or says outright lies. The Injury Lawyer in Hamilton can prove a bad faith in the third party insurance company,if it interferes with your ability to pursue the claim.
Acts of Bad Faith
The acts of bad faith do not only involve reducing the claim amount or denying paying any claims, during or after a settlement negotiation is completed. It may also involve any acts that may jeopardize the final outcome of the case, should it go on to court for trials. If the Injury Lawyer in Hamilton can prove that the insurance company has tampered with the evidence or any witness of the case or withheld proofs and altered the reports and other statement, then the insurance company may be held liable.
Dealing With Such Foul Practices
When you know that the insurance company has engaged in such foul practices, there are two ways of approach. The first and the safe way is to hire an expert injury attorney and also contact the insurance department of your state, to lodge a formal complaint about the outrageous behavior of the third party insurer. The insurance department will intervene to enable you to receive the claim amount that you derive for the injuries. For more information visit Our Website